{"id":1170,"date":"2014-07-15T13:24:05","date_gmt":"2014-07-15T12:24:05","guid":{"rendered":"http:\/\/fastgerman.com\/forum\/?p=1170"},"modified":"2016-06-06T15:41:18","modified_gmt":"2016-06-06T14:41:18","slug":"buying-and-selling-cars","status":"publish","type":"post","link":"http:\/\/fastgerman.com\/forum\/buying-and-selling-cars\/","title":{"rendered":"Buying and Selling Cars"},"content":{"rendered":"<p>Our <a href=\"http:\/\/fastgerman.com\/forum\/classifieds\/\" title=\"Classifieds\" target=\"_blank\">Classifieds<\/a> section is now live, it&#8217;s currently in a basic form but functionality will be added over the coming months.<\/p>\n<p>To assist; here are guides on <a href=\"http:\/\/www.fastgerman.com\/buying.htm\" title=\"Buying\" target=\"_blank\">Buying<\/a> and <a href=\"http:\/\/www.fastgerman.com\/selling.htm\" title=\"Selling\" target=\"_blank\">Selling<\/a><\/p>\n<p>I&#8217;ve always wondered about car finance\/lease\/pcp and the reason why so few people review the rates of bank loans prior to this. For example &#8211; VWFS (Volkswagen Financial Services) who provide finance for Porsche also; are quoting 12% APR on a \u00a325k car on their approved used site.<\/p>\n<p>For a 48 month duration, HSBC will provide \u00a325k at 3.9% APR, which translates into \u00a3562.60 pm and a total payment of \u00a327,004.73 over 4 years. There are no additional booking fees on top of this.<\/p>\n<p>The VWFS example on a \u00a325k car is \u00a3580.29 pm, deposit of \u00a32,499.90, acceptance fee of \u00a3155, option to purchase fee of \u00a360 and a total amount of \u00a330,568.82 paid.<\/p>\n<p>Therefore a \u00a33.5k saving with a bank loan &#8211; Worth considering ;-).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Our Classifieds section is now live, it&#8217;s currently in a basic form but functionality will be added over the coming months. To assist; here are guides on Buying and Selling I&#8217;ve always wondered about car finance\/lease\/pcp and the reason why so few people review the rates of bank loans prior to this. For example &#8211; &hellip; <a href=\"http:\/\/fastgerman.com\/forum\/buying-and-selling-cars\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Buying and Selling Cars<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":132,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[240,197,237,239,238],"_links":{"self":[{"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/posts\/1170"}],"collection":[{"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/comments?post=1170"}],"version-history":[{"count":5,"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/posts\/1170\/revisions"}],"predecessor-version":[{"id":1325,"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/posts\/1170\/revisions\/1325"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/media\/132"}],"wp:attachment":[{"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/media?parent=1170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/categories?post=1170"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/fastgerman.com\/forum\/wp-json\/wp\/v2\/tags?post=1170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}